The Australian Government has announced 50,000 places for the Home Guarantee Scheme over the 2024-25 financial year. The initiative is to support eligible home buyers to buy a home sooner.
Whether you’re a first home buyer, upgrading, downsizing or looking to refinance your existing mortgage, if you’re looking for a home loan, a mortgage broker can help you sort through the many options on offer from different lenders. Mortgage broking is a service that can give you information upfront, help steer you in the right direction and set you up for long-term success.
And in the current interest rate environment, knowing the right broker and the right questions are more important than ever.
When it comes to your garden, trees and plants can definitely add value to your property!
Why?
For a start, trees and large shrubs strategically placed in front and back yards which provide shade over a house can reduce energy costs in the summertime. But make sure you get the balance right. It’s best to avoid plants that will require a significant amount of costly maintenance. Likewise, make sure you select the most appropriate trees and plants for your climate and position them in the most suitable locations.
Get back-to-school ready with the School Student Broadband Initiative.
There’s no doubt that children who can access online learning at home as part of their education are more likely to engage in classroom activities. And now, thanks to the School Student Broadband Initiative (SSBI), they can.
Led by the National Broadband Network (NBN), SSBI is a Federal Government initiative offering free home internet to 30,000 unconnected households with school-aged students.
Buying your first home is one of the most exciting times in your life. But equally, working out how to finance it can be quite daunting and challenging. So we’ve put together a general checklist of information to help you to navigate your savings journey – and hopefully make the process as seamless as possible.
Identify your Budget.
The first thing you need to do is determine is how much you can borrow.
Thinking about buying a block of land at Manor Lakes, but not sure where to start? Just follow these simple steps and you’ll be on your way in no time.
Step 1. Secure your lot. The first step on your home buying journey. Once you’ve chosen your lot, visit the Sales Centre where you’ll need to complete an Expression of Interest form and pay an initial deposit via EFT, bank cheque or credit debit card. And if you have any questions, our sales team are there to assist.
As you begin to consider appliances when building your new home, or if you are considering updated appliances for your current home, it’s always beneficial to understand what to consider when looking at energy efficient appliances.
With rising inflation, the spiralling cost of living, and steadily increasing interest rates, most of us need to pay closer attention to our budget.
But doing so can be much easier than you think.
Here’s a few key things you can do around the home to help you to save a little money. And remember – every little bit counts. While savings of $20 here and there might not seem to make much difference of themselves, when you add up them all up at the end of a year, you’ll be pleasantly surprised at the results!
So you’re a first home buyer. When’s a good time to buy?
It’s a difficult time for first home buyers, but it’s not all bad news!
According to the Australian Bureau of Statistics (ABS), the number of first home buyers in the market has fallen about 35% over the past year[1], which is hardly surprising given rising interest rates, the end of some government grants and tighter borrowing restrictions.
