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October 2019 | Money Matters

STEP 7 – CHOOSING A BUILDER

With your land now selected, it’s time to choose a home design and builder. Before you start visiting builders and display villages you need to think about the right home that’s right for you now and into the immediate future. First and most importantly, work out a budget, from here you can decide on the home features that are essential, number of bedrooms, bathrooms, living areas, garage space, etc. Once you have these sorted, it’s time to search the net, visit builders, walk through their displays and ask lots of questions.

October 2019 | Money Matters

STEP 6 – THE CONSTRUCTION PROCESS

We aim to complete civil construction in a timely manner and will advise you of anticipated milestones and updates on construction progress. Before any machinery comes onsite, plans must be approved by the relevant authorities. Once these are approved the construction phases includes, removing topsoil, laying of sewer, drainage, water and gas systems, kerb and channel installed, electrical and communications cabling laid and the construction of footpaths and asphalting of roads.  

October 2019 | Money Matters

STEP 5 – SIGNING YOUR CONTRACT

At your appointment you will be required to sign an unconditional contract of sale and all parties whose name/s appear on your contract will need to attend, along with photo identification such as a Passport or Drivers Licence. 

October 2019 | Money Matters

STEP 4 – DECIDING ON A BLOCK

Here’s where our team are key! Annetha, Aida and Alyx are our property experts, with years of experience and a unique understanding of how daunting the process can be. They’ll be with you every step of the way to make sure your dream of buying land and building the right home for right now is seamless.

October 2019 | Money Matters

STEP 3 – FINANCIAL CONSIDERATION AND GRANTS

Where to next, it’s important to establish your budget. When working out your budget you’ll need to factor in extra costs such as conveyancing, taxes, duties and fees.  

We recommend that you contact your bank or a mortgage broker to find the right type of loan to suit your needs. Once again, our team can help you out with recommending a mortgage broker that’ll be able to step you through the financing process and applying for a home loan.

October 2019 | Money Matters

STEP 2 – SAVING FOR A DEPOSIT, OUR TOP TIPS

Saving for that deposit can sometimes be the hardest step. But it’s not impossible, especially with a little restraint and determination! 

Here’s a couple of tips to help you on your way.

TIP 1 CREATE A SPECIAL ACCOUNT FOR YOUR HOME DEPOSIT
Work out how much you can afford to put away each payday. A direct transfer out of your everyday account into a special home account and you might not even notice it is gone.

October 2019 | Money Matters

STEP 1 – DECIDING WHERE YOU WANT TO LIVE

City, suburb, north, south, east or west, so many decisions? We obviously think west is best and that Manor Lakes has everything a busy lifestyle requires – schools, transport, shopping, an abundance of nature, all within a short distance of beaches, mountains, regional attractions, awarding winning restaurants, zoos and wineries. And with the knowledge that you’re choosing a community that has been designed and developed by a trusted leader in the Australian property industry, the Dennis Family Corporation. 

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